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olduser
It is an accepted fact that many of the younger drivers who cannot afford to insure their vehicles are prepared to risk driving whilst uninsured on the basis that the chances of them getting stopped by the Police are currently not that great, and if they do get caught then their old heap of a car gets seized, they get a £300 fine and 6 points which is a much lower price to pay than the cost of the actual premium in many cases.
This behaviour dates right back to my early days in the Police service in the 70's but was not as commonly known as we did not have the instant media coverage, internet and news outlets that we have today, but it was still rife, although probably not to quite the same level as we have today.
The problem really becomes an issue when the inevitable crash occurs which places the extra burden on the MiB which in turn is funded by us the genuine motorists who pay our premiums every year and which are increasing because of these morons.
Until our roads start getting policed again properly, the issue is going to persist and probably get worse in my opinion.
