My car was recently hit by someone while parked in my work carpark. They have severely damaged the bonnet, dented the front drivers side wing and there's a small scratch to the headlight.
The man was very apologetic and appearly to want to do right by me, set me up the next day with a bodyshop that he has no affiliation or connection to, which I confirmed with the owner of the bodyshop. The bodyshop reccommended that the bonnet is replaced, the front wing is repaired as well as the headlight. Then the bonnet, front wing, drivers door, off side wing and this strip of bodywork under the bonnet are painted and blended to match the original paint. He says that it's almost impossible to perfectly match the original paint, which is why they blend it.
The person who crashed into my car is of course going to pay for the repair outside of insurance, which he was quoted £880.
I have the car on a PCP and intend to return it at the end of the term.
Why questions are:
Am I allowed to perform a private repair outside of insurance and the dealership?
Do I need to inform the dealership of this repair?
If the job is good and you cannot visually tell the difference, will the dealership be likely to perform paint micrometer checks on the car when I return it?
Why should I not just go through my own insurance?
Am I missing anything else that might come back and bite me?
Thanks for all the help
The man was very apologetic and appearly to want to do right by me, set me up the next day with a bodyshop that he has no affiliation or connection to, which I confirmed with the owner of the bodyshop. The bodyshop reccommended that the bonnet is replaced, the front wing is repaired as well as the headlight. Then the bonnet, front wing, drivers door, off side wing and this strip of bodywork under the bonnet are painted and blended to match the original paint. He says that it's almost impossible to perfectly match the original paint, which is why they blend it.
The person who crashed into my car is of course going to pay for the repair outside of insurance, which he was quoted £880.
I have the car on a PCP and intend to return it at the end of the term.
Why questions are:
Am I allowed to perform a private repair outside of insurance and the dealership?
Do I need to inform the dealership of this repair?
If the job is good and you cannot visually tell the difference, will the dealership be likely to perform paint micrometer checks on the car when I return it?
Why should I not just go through my own insurance?
Am I missing anything else that might come back and bite me?
Thanks for all the help
