I have a couple of neighbours who think they are driving experts and guru's and every day during the frozen spell they would go out, start their car up and then vanish inside and finish their cup of tea or whatever whilst their car's warmed up and defrosted.
I mentioned to them both on a number of occasions that they were paying with fire and whilst they may not care about the fines and points, if their cars were stolen whilst they were indoors, their insurers would refuse to pay out.
I was told that I was talking cr@p, so fair enough I thought, it is their problem.
Suffice to say, one of them had his 73 plate 4 series BMW stolen whilst he was indoors and it was found burnt out a few hours later. No worries he said, its insured 🤭
I had a knock on the door this evening. "Can I help?" was the request
Sure enough the insurers have refused to pay out on his Beemer because he contributed to the theft and made it an easy target by leaving it nattended with the engine running.
He wanted me to speak to the insurers and see if I could use any influence to make them change their decision.
I pointed out that he kept reminding me that I was talking cr@p when I warned them previously, so apart from the fact that I have no influence, what made him think I was going to help him when he kept telling me he knew better.
He is now running around in a beat up 52 plate Nissan Almera. I have no idea how much he owes or has lost on the Beemer, but a tidy sum I bet.
Life does have karma sometimes 😊