On the 14th of December I was loading my daughter 3, then my son (1) into their respective car seats on a residential street (daughter was pavement side which I did first). As I was loading my son in, when there was no traffic on the road, whilst standing on the outside of the vehicle but with my head in the vehicle, I heard a load bang. A man in his 70s had hyper-extended my rear driver side door on its hinges and scratched it. The door no longer closed properly.
He carries on driving but then pulled over shortly after. Hard to know if he would have if I had not chased him to the lights but equally there was no good place to stop initially.
He seemed to blame me for it and luckily I was recording the interaction. He says on video that "saw the door was open and tried to go around it, but then a car was coming on the other side and "my car is too big." ". This sounded like an admission of guilt. We duly exchanged insurance details
My car is towed as undrivable, his is scratched on multiple panels and lost the wing mirror but he drives home.
I do not have video proof and he and his insurers are now contesting liability, saying it is my fault and that I "opened the door into him". In my view if there is an obstruction in the road you wait until it is safe to pass.
I am pretty hacked off. I have been without a car over Xmas (until the repair estimate in the insurers won't release one), and my insurer are treating it as my fault. I am due to renew and they are refusing to do so as the premium will have doubled to being above their limit. 1
It is lucky I was not hit and my child is fine.
I have no CCTV footage and our friends were witnesses outside the vehicle.
My understanding is that damage to the inside of the door can prove key in these cases but not sure.
Car with the repair people now.
Any tips on how to proceed gratefully received. I am trying to get the insurers (admiral) to look at the video but they aren't as it is too big to upload to their portal and they don't seem to be able to click through on a link to download. I am tempted to start my own private case against him, surely the judge will see Sense?