I am suffering from whooping cough at the moment so I am not thinking clearly.
The scenario: I bought a (new) Fiat 500e at the end of March.
I have scrapped the side on a low wall at low speed. I would estimate repair £1500 to £3000. Insurance excess is £500.
Should I pay for the repair myself and if I do would there be any official record kept against the vehicle? Or should I claim through the insurance? From what I have been reading, because the car is so new the insurance company may just write it off.
Thanks for any advice you can give
Michael