Looking for advice following a prang

  • Poggs's Avatar
    Hi all, I was hoping someone might be able to advise me on a complex situation.

    I live in a cul-de-sac and was reversing out of my driveway, which requires me to back out at a 45-degree angle around a small hedge, a manoeuvre I've done countless times. There were no other cars around apart from a van parked just beyond the hedge. Having checked my mirrors and verified the coast was clear, I began the manoeuvre slowly, switching between checking mirrors to negotiate the hedge and over my shoulder for any cars behind.

    Before I knew it, a car had appeared in my rear window and my bumper scraped his nearside/passenger door. He had been reversing straight, presumably at speed, into an adjacent parking space to mine (i.e. my neighbours driveway). There were no witnesses.

    The damage was minor - a couple of scuffs for me and a couple of tiny dents for him. I saw it as shared fault, and tried to suggest we resolve amicably by paying for our own damage and not involving insurers.

    The other driver is adamant I was at fault and was keen to send me a quote for the damage and involve insurers. He claimed he had a witness, the man driving the van, who a) he happens to work for and b) emerged from a house about 30 seconds after the accident had happened. He then claimed my neighbours were witnesses, which they've confirmed they weren't.

    To add to the complexity, the car I was driving isn't mine. It belongs to a family member who had added me as a named driver.

    Has anyone experienced a similar scenario and have any advice as to the best course of action?

    Thanks.
  • 6 Replies

  • Beelzebub's Avatar
    Your family member is obliged to tell his insurers, so he might as well let them deal with it. I'd be surprised if it doesn't end up 50/50.
  • Santa's Avatar
    The other driver may feel obliged to blame you. It may well be a company car for example.

    As Beelzebub says, report it to the insurance company and make your peace with the owner of the car you were driving.
  • Poggs's Avatar
    @Beelzebub Thanks for your response - useful to confirm what I was thinking.
  • Poggs's Avatar
    @Santa Thanks. The family member who owns the car I was driving has been remarkably understanding about the whole saga.
  • Rolebama's Avatar
    As far as I am aware it will most likely come back to you. Reversing from a private driveway onto any road is a no-no.
    For curiosity only. Did the hedge obscure your view of the road?
  • Beelzebub's Avatar
    As far as I am aware it will most likely come back to you. Reversing from a private driveway onto any road is a no-no.
    For curiosity only. Did the hedge obscure your view of the road?
    But so is reversing "at speed", though we only have the OP's presumption for that.