[DIZZYDAYS]

Hi all hope someone can help. Many many years ago (about 20 yrs) received letter from my insurer saying could not offer renewal with them as they could not offer a competitive quote. So going forward, when quote online and asks if you have ever had insurance cancelled, refused or declined what do I put? Was it a decline/refusal? Does it matter after all these years? I have looked on MID and CUE and all history goes back around 7 yrs - so don't know if this is relevant anyway. Thanks all it's so confusing.

[Santa]

I am not an insurance expert, but if it were me, I would ignore something that happened that long ago.

[Beelzebub]

As above.

Insurers refuse to quote for all sorts of reasons, many of them nothing to do with the customer. (E.g. we've got too many over-60s/under 30s/RangeRovers on the books.)

Just last week mine refused to quote for a change of car mid-year, even though it is virtually the same as the old one.