Long story short, my boyfriend is currently looking into buying a new car and we're pretty sure we've found one (02' plate Fiesta 1.4L, if it's of any relevance). Anyway, after doing a quick MoneySuperMarket insurance quote check it turns out that he can get insurance for around £360. Out of interest we went on to see how much it would cost to add myself as a named driver and after recalculating the price dropped to around £300?! Below are some details for clarity:
Boyfriend - Full licence holder for 6+ years with no accidents or convictions and full no claims.
Myself - Provisional licence holder for 9+ years with no accidents or convictions.
The only thing that changed between the two quotes was adding myself as a named driver. Nothing else changed. How can this result in a £60 discount on the insurance policy? If anyone can shed any light whatsoever on this it would be greatly appreciated! Cheers! =)