few days ago i had an collision with a car. I was on my Honda pcx scooter riding in straight path on a bus/scooter/bike lane when an car from opposite direction was turning right into side road. so i am on my lane with that another lane going to same direction and from opposite a car suddenly appears to me crossing my path and thats when the collision occurred. I went straight into the cars bumper and fell down and rolled over quite bad.
i would not have been travelling more that 30mph (approx 20-25), i wasn't overtaking just riding straight in centre of the lane i was in. The cars to my right going in my side of the road may have obscured my view of any oncoming car from opposite side making a right turn. I had no time to severe away (that probably would have been dangerous) braked right at the end that probably reduced the impact by just little as it was too late by then. It happened very quick and i knew at that fraction of a second that a collision is coming. i really made my body stiff and thats why i escaped from flying or running into the windscreen like they show in film stunts. instead i rolled over on the floor and my bike fell over other side.
dry conditions, slightly overcast weather. I took lots of pictures of scene and damage to my scooter. As for me even though i fell the impact hard, fell down think i rolled over few times but got ups soon to assess the scene and damage. at the scene not much physical injuries but i was dazed, felt disoriented, deep shock and really why and how going through my mind. I remember just after accident my reaction was slow, hands shaky and i felt impact on my head as well although no apparent injury there. Police arrived with parademics, inside ambulance they checked me and police officer taking details as well there. Exchanged details of other driver who was in his 50s by himself and got a card from a mini cab company who saw the accident and willing to act as witness.
So went home after a rest, accident happened only within 5 minutes ride of my home so after rest i rode it home carefully. So in the night i was woken up by vomitting and next morning whole body felt different, pain in my left side lower back that meant i had difficulty getting up from my bed or standing up from a sitting position as i could feel the pain to that side, so far it has been three days since but first two days i felt my head a bit burdened and my movement both physical and speech slower than normal.
attended GP next morning after accident to at least report my injury and the accident. notified my insurance company but just that so far. two claim companies called me and send me some paperwork to look at and sign if i am willing to make a claim. i work as security officer on 4 on/off shift that includes days and nights, so took the 4 days off.
any advice much appreciated from people how should i proceed going forward. Shall i leave it to the claims company and do not approach my insurance company too much to future insurance issues.